Home Mortgage/Refinance Program

The IAFF Financial Corporation has worked with Nationwide Advantage Mortgage® to offer IAFF members, retirees, and their families a mortgage program that’s easy, inexpensive, and stress-free.

 No origination/broker fee • No prepayment penalty • Best Price Guarantee*

Nationwide is “On Your Side”®

The mortgage industry seems to be in the news everyday. Most of the time, the industry has been shown in a negative light.

Nationwide Advantage Mortgage has a different story to share:

  • 48.5% more mortgage loans in 2007 than 2006

  • 35.3% more IAFF loans in 2007 than 2006

  • Over 1,200 home loans have closed with the IAFF program to date

Our success is driven by traditional lending. In part, that means we do not originate “no documentation” loans to borrowers with poor credit, and do not offer “optional payment” Adjustable Rate Mortgages (ARMs), or loans with low teaser rates. We stayed with the basics and our borrowers are experiencing the benefits.

We provide quality mortgage products and we stand ready to assist IAFF members, retirees and their families with their home financing needs.

Look to us when you purchase or refinance a primary residence, second home or investment property. Visit the website for current rates or call (888) 630-9099.

Refinance existing ARMs – A record number of ARMs with low introductory rates are coming up for adjustments. There’s no cost to learn if you can save money with a stable, fixed rate loan; especially if interest rates are expected to rise.

Low Down Payments – If you’re purchasing a new home, mortgage solutions are available for a range of incomes, down payments and credit scores. Let us take your application and provide a pre-approval letter, if you qualify, before you go home shopping.

Lender Fees – NAMC does not charge an origination or broker fee on IAFF member loans. NAMC loan charges for IAFF member loans are currently limited to a low commitment fee, third party fees (appraisal, title etc.) and agreed upon loan discount fees.** When comparing NAMC loans to other lenders, ask about the annual percentage rate. The annual percentage rate takes into account not only the interest rate but also points, broker fees, and certain other credit charges that you may be required to pay, expressed as a yearly rate.

Call for a free mortgage approval decision today: (888) 630-9099. Marketing Code: 189278

Refinancing in Texas? Call (888) 630-9099 prior to completing an online application.

Content for this page provided by Nationwide Advantage Mortgage.

Equal Housing   Lender Equal Housing Lender

*For Best Price Guarantee terms and conditions, please call 1-888-630-9099 or visit our Web site at www.nationwideadvantage.com

**Programs (including, without limit, fees, rates and features) are subject to change without notice.

Loans offered by Nationwide Advantage Mortgage Company, 7760 Office Plaza Drive South, West Des Moines, IA 50266-2336. Alabama as Nationwide Advantage Mortgage Company, Inc.; Arizona Licensed Mortgage Banker # BK-0904934; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee #6396; Illinois Residential Mortgage Licensee #M00860, Issued by the Office of Banks and Real Estate, 310 South Michigan Ave., Suite 2130, Chicago, IL 60604, (312) 793-1409; Kansas Licensed Mortgage Company – License #1996-0148; Massachusetts Mortgage Company License #MC 2074; Mississippi Supervised Mortgage Company; Nevada Mortgage Banker, 1701 W. Charleston Blvd., Suite 210, Las Vegas, NV 89102 (702) 408-3398; Licensed by the New Hampshire Banking Department as Nationwide Advantage Mortgage Company, Inc.; Rhode Island Licensed Lender; Virginia State Corporation Commission – License Number MLB-1131. Nationwide Advantage Mortgage, the Nationwide frame design, and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company.

© 2008 Nationwide Advantage Mortgage Company

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